Recreational Vehicle Insurance

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

• Bodily injury liability – for injuries the policyholder causes to someone else.
• Medical payments or Personal Injury Protection (PIP) – for treatment of injuries to the driver and passengers of the policyholder’s car.
• Property damage liability – for damage the policyholder causes to someone else’s property.
• Collision – for damage to the policyholder’s car from a collision.
• Comprehensive – for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
• Uninsured motorists coverage – for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
• Contents Coverage – Covers damage or loss of the contents of the recreational vehicle. Contents coverage is typically purchased at a set amount not to be exceeded in a claim payout.

We can cover:

• Low value motor homes
• High value motor homes
• Motor homes up to 45 feet long
• Older motor homes
• Motor homes titled in a corporate name
• Motor homes with multiple owners
• Full-timers
• Drivers over 70 years old with no surcharge
• Drivers with minor violations
• And much more!