Recreational Vehicle Insurance

Recreational Vehicle Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

  • Bodily injury liability – for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) – for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability – for damage the policyholder causes to someone else’s property.
  • Collision – for damage to the policyholder’s car from a collision.
  • Comprehensive – for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage – for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
  • Contents Coverage – Covers damage or loss of the contents of the recreational vehicle. Contents coverage is typically purchased at a set amount not to be exceeded in a claim payout.

We can cover:

  • Low value motor homes
  • High value motor homes
  • Motor homes up to 45 feet long
  • Older motor homes
  • Motor homes titled in a corporate name
  • Motor homes with multiple owners
  • Full-timers
  • Drivers over 70 years old with no surcharge
  • Drivers with minor violations
  • And much more!

Questions?

We’ll ask all the right questions, and make sure you get all the savings.

(713) 644 8000